Close on your loan in as little as 10 business days
We are a local direct lender with headquarters in Arizona.
Discover Our Home Loan Programs
Are you a first time home buyer?
For many people, owning a home is a part of the American dream. When you are a first time home buyer, the most important thing to keep in mind is that there are many programs and our goal is to find the best one for you. We offer programs such as The Pathway to Purchase (P2P), Home Plus and Home Ready.
FHA Loans
An FHA loan is a government - backed loan insured by the Federal Housing Administration (FHA). Currently, FHA loans are popular especially for buyers with less than good credit because their requirements are less strict than for conventional loans. To qualify for FHA loan borrowers must have a steady employment history and have lawful residency in the United States. A 500 credit score is needed with 10% down. If you have a credit score of at least 580 you can qualify with just 3.5 % downpayment.
Self-Employed Borrowers | No Income Taxes
Our bank statement loan program is the perfect option for self-employed borrowers who need alternative method to show the true cash flow of their business. We can offer up to 90% LTV (10% downpayment) on personal and business bank statements.
Self-Employed Borrowers | No Income Taxes
Our Bank statements loan program is the perfect option for self-employed borrowers who need alternative method to show the true cash flow of their business. We can offer up to 90% LTV (10% down payment) on personal and business bank statements.
It's Easy. Start the pre-approval process in minutes here.
Apply Today . Call 602-328-0865
Checklist of documents needed for a mortgage will be customized based on your unique situation.
Your loan is reviewed within 24-48 hours and funded as soon as 10 business days if needed.
NMLS 913615 | Geneva Financial, LLC
Licensed Loan Originator
M: 602.328.0865
Licensed: Arizona (AZ) and Illinois
My name is Magdalena (Maggie) Beaini and I am a licensed Loan Originator in Arizona and Illinois.
As a bilingual home loan representative, I am dedicated to providing you exceptional service both in English and Polish.
Geneva Financial, LLC. NMLS 42056 BK #0910215 , 3155 South Price Rd. Suite 105 Chandler, AZ 85248
An Equal Housing Lender All Rights Reserved. © 2019