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FAST

Close on your loan in as little as 10 business days

LOCAL

We are a local direct lender with headquarters in Arizona.

CONVENIENT

We have multiple branches in Arizona. We can meet near you.

Discover Our Home Loan Programs

Are you a first time home buyer?

For many people, owning a home is a part of the American dream. When you are a first time home buyer, the most important thing to keep in mind is that there are many programs and our goal is to find the best one for you. We offer programs such as The Pathway to Purchase (P2P), Home Plus and Home Ready.

FHA Loans

An FHA loan is a government - backed loan insured by the Federal Housing Administration (FHA). Currently, FHA loans are popular especially for buyers with less than good credit because their requirements are less strict than for conventional loans. To qualify for FHA loan borrowers must have a steady employment history and have lawful residency in the United States. A 500 credit score is needed with 10% down. If you have a credit score of at least 580 you can qualify with just 3.5 % downpayment.

Self-Employed Borrowers | No Income Taxes

Our bank statement loan program is the perfect option for self-employed borrowers who need alternative method to show the true cash flow of their business. We can offer up to 90% LTV (10% downpayment) on personal and business bank statements. 

  • No tax returns required
  • 12 months personal or business bank statements
  • Loans up to $3 millions
  • Owner-occupied, 2nd homes and investment properties.

Self-Employed Borrowers | No Income Taxes

Our Bank statements loan program is the perfect option for self-employed borrowers who need alternative method to show the true cash flow of their business. We can offer up to 90% LTV (10% down payment) on personal and business bank statements.

  • No tax returns required
  • 12 months personal or business bank statements
  • Loans up to $3 million
  • Owner- occupied, 2nd homes and investment properties.

It's Easy. Start the pre-approval process in minutes here.

Contact Us 

Apply Today . Call 602-328-0865

Send required documents

Checklist of documents needed for a mortgage will be customized based on your unique situation.

Loan Approval

Your loan is reviewed within 24-48 hours and funded as soon as 10 business days if needed.

MAGDALENA BEAINI 

NMLS 913615 | Geneva Financial, LLC
Licensed Loan Originator 
M: 602.328.0865 

E: mbeaini@genevafi.com

Licensed: Arizona (AZ) and Illinois

WELCOME

My name is Magdalena (Maggie) Beaini and I am a licensed Loan Originator in Arizona and Illinois.
As a bilingual home loan representative, I am dedicated to providing you exceptional service both in English and Polish.

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